PENGARUH PERUBAHAN BI RATE MENJADI BI 7 DAY REVERSE REPO RATE TERHADAP JUMLAH KREDIT UMKM

Authors

  • Tia Ichwani Universitas Pancasila, Jakarta
  • Ratna Sari Dewi Universitas Pancasila, Jakarta

DOI:

https://doi.org/10.32509/jmb.v1i1.1337

Keywords:

BI Rate, BI 7 Days Repo, Monetary Policy, UMKM Credit

Abstract

Our research is aimed to find out the implementation of the new policy that Bank Indonesia sets regarding the change of BI Rate reference rate to BI 7 Days Reserve Repo Rate and its effect on UMKM’s credit in Indonesia. This research is a quantitative research using time series data and the method used is simple linear regression method using SPSS. Based on the results of this study indicates that there is a difference between the number of  UMKM’s credit, ie increasing the number of UMKM credit, when the BI 7 Day Reverse Repo Rate is enacted. The researcher hopes that Bank Indonesia will focus more on the determination of BI 7 Days REPO, because the policy has an effect on the number of UMKM credit and is expected to increase the state treasury.

Author Biographies

Tia Ichwani, Universitas Pancasila, Jakarta

Fakultas Ekonomi dan Bisnis

Ratna Sari Dewi, Universitas Pancasila, Jakarta

Fakultas Ekonomi dan Bisnis

References

Artaningtyas, W.D. (2014). Pengaruh Capital Adequacy Ratio, Non Perfoming Loan dan BI Rate terhadap Kredit Usaha Mikro Kecil dan Menengah di daerah Istimewa Yogyakarta periode 2011.01 – 2014.06. Volume 12. hal : 200.

Bank Indonesia . Data BI Rate. http://www.bi.go.id/id/moneter/bi-rate/data/Default.aspx. Diakses 21 Oktober 2017.

BI. (2015). Bank Indonesia. Retrieved from www.bi.go.id

HAsibuan, M. S. . (2008). Dasar-Dasar Perbankan. Jakarta: PT. Grafindo.

Jayanti, S. D., & Anwar, D. (2016). Pengaruh Inflasi dan BI Rate Terhadap Pembiayaan Usaha Mikro Kecil dan Menengah ( Studi Kasus Pada Bank Umum Syariah ). I-Economic, 2(2), 86–105.

Kasmir. (2015). Manajemen Perbangkan (Revisi). Jakarta: PT. Raja Grafindo Persada.

Kristiyanti, M. (2012). Peran Strategis Usaha Kecil Menengah (UKM) Dalam Pembangunan Nasional. Majalah Ilmiah INFORMATIKA. Vol. 3 No.1, Januari.

Nur Aini. (2018, April 13). Kontribusi UMKM untuk Pertumbuhan Ekonomi Diprediksi Turun.Republika.Retrievedfrom http://republika.co.id/berita/ekonomi/makro/17/08/18/ouvlqv382-kontribusi-umkm untuk-pertumbuhan-ekonomi-diprediksi-turun

Soesatyo, Y. ; N. R. (n.d.). Variabel -Variabel Yang Mempengaruhi penyaluran Kredit Kepada UMKM Oleh Perbankan Di Indonesia Tahun 2011-2015. Program Studi Pendidikan Ekonomi, Jurusan Pendidikan Ekonomi, Fakultas Ekonomi Universitas Negeri Surabaya (Vol. Volume 01). Surabaya.

Wiratna, S. (2014). SPSS Untuk Penelitian. Yogyakarta: Pustaka Batu Press.

Downloads

Published

2021-03-14

Issue

Vol. 1 No. 1 (2021)

Section

Articles

License

Copyright Notice

Author(s) Rights

As a journal author, you have rights for a large range of uses of your article, including use by your employing institute or company. These Author rights can be exercised without the need to obtain specific permission. Authors publishing in JMB : Jurnal Manajemen dan Bisnis journals have wide rights to use their works for teaching and scholarly purposes without needing to seek permission, including use for classroom teaching by Author or Author's institutional presentation at a meeting or conference and distributing copies to attendees; use for internal training by author's company; distribution to colleagues for their research use; use in a subsequent compilation of the author's works; inclusion in a thesis or dissertation; reuse of portions or extracts from the article in other works (with full acknowledgment of final article); preparation of derivative works (other than commercial purposes) (with full acknowledgment of final article); voluntary posting on open web sites operated by author or author’s institution for scholarly purposes (should follow CC by SA License).

Authors can copy and redistribute the material in any medium or format, as well as remix, transform, and build upon the material for any purpose, even commercially, but they must give appropriate credit (cite to the article or content), provide a link to the license, and indicate if changes were made. If you remix, transform, or build upon the material, you must redistribute your contributions under the same license as the original.

Retained Rights/Terms and Conditions

Although authors are permitted to re-use all or portions of the Work in other works, this does not include granting third-party requests for reprinting, republishing, or other types of re-use.

 

Copyright Transfer Agreement (for Publishing)

The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright publishing of the article shall be assigned/transferred to JMB: Jurnal Manjemen dan Bisnis journal and Department of Management, Universitas Prof. Dr. Moestopo (Beragama) as Publisher of the journal. Upon acceptance of an article, authors will be asked to complete a 'Copyright Transfer Agreement' (see more information on this). An e-mail will be sent to the corresponding author confirming receipt of the manuscript together with a 'Copyright Transfer Agreement' form by the online version of this agreement.

JMB: Jurnal Manajemen dan Bisnis  journal and Department of Management, Universitas Prof. Dr. Moestopo (Beragama), the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the JMB: Jurnal Manajemen dan Bisnis are sole and exclusive responsibility of their respective authors and advertisers.

Remember, even though we ask for a transfer of copyright, our journal authors retain (or are granted back) significant scholarly rights as mention before.